Why Get Pre-Qualified?

1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.

2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.

3. These days most sellers will NOT accept an offer without at least a pre-qualification letter, so if you are serious about buying this is the first step towards getting you in your new home.



Chris Kobz Team, NMLS ID#208371                                          Danielle Hernandez, NMLS ID# 1383154 
Branch Manager                                                                       Loan Officer

530-267-6266                                                                          530-776-7389
Summit Funding, Branch NMLS ID# 845308                               Summit Funding, NMLS ID# 845308
chriskteam@summitfunding.net                                                danielle.hernandez@summitfunding.net


Jason Pezzetti, Loan Partner


As the Sandi Bauman Team’s preferred lender, Summit Funding is here to help you find the ideal loan option to fit your individual needs. We are excited to partner with you in your home buying venture!

At Summit Funding, we strive to make the loan application process easy...





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